FinChat is an all-in-one AI-driven investment research tool that combines institutional-grade financial data, company filings, transcripts, and advanced AI analytics into a single platform. Launched in 2022 and rapidly gaining traction in 2025, it’s designed for investors, analysts, and traders who want deep, fast insights without juggling 10 tabs or spreadsheets. With real-time data from 100,000+ global companies, AI summarization, custom charts, and valuation models, FinChat is often called “Bloomberg Terminal for retail investors” – at a fraction of the cost. Highly praised on Wall Street forums and Reddit for accuracy and speed.
Key Features (2025 Edition)
- AI Company Summaries & Chat — Ask anything (“Compare Nvidia vs AMD margins last 5 years”) → get instant tables, charts, and explanations with sources.
- Financials & Metrics — Clean, as-reported data from filings; segment breakdowns, KPIs, guidance tracking.
- Transcripts & Presentations — Full earnings calls searchable; AI highlights key quotes and sentiment.
- Custom Charts & Models — Drag-and-drop builder for DCF, comps, forecasts; export to Excel/PDF.
- Screeners & Alerts — Build custom screens; real-time alerts on filings, metrics changes.
- Global Coverage — Strong in US, Europe, India (NSE/BSE filings), Asia.
- 2025 Upgrades — Enhanced AI for Indian GAAP/Ind-AS analysis, multi-company dashboards, voice queries.
Where You Can Use FinChat
- Retail Investors → Deep dive into stocks without paying for expensive terminals.
- Analysts/Traders → Quick comps, transcript search, valuation modeling.
- Portfolio Managers → Track holdings, spot red flags early.
- Indian Investors → Detailed coverage of NSE/BSE companies with AI summaries in plain English.
Free or Paid?
- Free Tier — Limited companies/metrics, basic charts – good for casual research.
- Pro — $49/month (~₹4,100) – Full global data, unlimited AI queries, advanced models.
- Premium — $99/month – Multi-user, API access, priority support.
- Enterprise — Custom – Team seats, custom integrations. Annual billing saves 20%.



